{"id":16775,"date":"2025-02-10T14:50:57","date_gmt":"2025-02-10T19:50:57","guid":{"rendered":"https:\/\/www.comcapfactoring.com\/ca\/?page_id=16775"},"modified":"2026-03-09T15:05:12","modified_gmt":"2026-03-09T19:05:12","slug":"middle-market-financing","status":"publish","type":"page","link":"https:\/\/www.comcapfactoring.com\/ca\/middle-market-financing\/","title":{"rendered":"Services: Middle-Market Financing"},"content":{"rendered":"\n<p>Commercial Capital is a leading provider of specialized trade financing to Canadian lower-middle and middle-market companies. We have over 20 years of experience financing growing businesses.<\/p>\n\n\n\n<p>Fill out <a href=\"https:\/\/www.comcapfactoring.com\/ca\/instant-quote\/\">this form<\/a> or call us toll-free at (877) 300 3258 to discuss a transaction.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Middle-Market Solutions<\/strong><\/h3>\n\n\n<style>.kb-row-layout-id16775_56048f-15 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id16775_56048f-15 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id16775_56048f-15 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id16775_56048f-15 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id16775_56048f-15 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id16775_56048f-15 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id16775_56048f-15 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column16775_366f93-5b > .kt-inside-inner-col,.kadence-column16775_366f93-5b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column16775_366f93-5b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column16775_366f93-5b > .kt-inside-inner-col{flex-direction:column;}.kadence-column16775_366f93-5b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column16775_366f93-5b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column16775_366f93-5b{position:relative;}@media all and (max-width: 1024px){.kadence-column16775_366f93-5b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column16775_366f93-5b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column16775_366f93-5b\"><div class=\"kt-inside-inner-col\"><style>.kb-image16775_bbea4c-a6 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image16775_bbea4c-a6 kb-image-is-ratio-size\"><a href=\"https:\/\/www.comcapfactoring.com\/products\/asset-based-lending\/\" class=\"kb-advanced-image-link\"><div class=\"kb-is-ratio-image kb-image-ratio-land31\"><img decoding=\"async\" src=\"https:\/\/www.comcapfactoring.com\/wp-content\/uploads\/2024\/04\/banner_pp-asset-based-lending@2x-scaled.webp\" alt=\"People holding a pen and pencil on a paper with charts\" class=\"kb-img wp-image-16447\"\/><\/div><\/a><\/figure>\n\n\n\n<h4 class=\"wp-block-heading h4-not-bold\"><a href=\"https:\/\/www.comcapfactoring.com\/ca\/products\/asset-based-lending\/\">Asset-based loans<\/a><\/h4>\n\n\n\n<p>A specialized program that helps <strong><em>established <\/em><\/strong>companies that want to finance their accounts receivable, inventory, equipment, and machinery.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading16775_76c75e-aa, .wp-block-kadence-advancedheading.kt-adv-heading16775_76c75e-aa[data-kb-block=\"kb-adv-heading16775_76c75e-aa\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading16775_76c75e-aa mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading16775_76c75e-aa[data-kb-block=\"kb-adv-heading16775_76c75e-aa\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading16775_76c75e-aa img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading16775_76c75e-aa[data-kb-block=\"kb-adv-heading16775_76c75e-aa\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading16775_76c75e-aa wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading16775_76c75e-aa\"><em><mark style=\"color:#f72f35\" class=\"has-inline-color\">Note: Not available in all provinces. Company must have minimum yearly revenues of $12,000,000<\/mark><\/em><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column16775_187c26-ea > .kt-inside-inner-col,.kadence-column16775_187c26-ea > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column16775_187c26-ea > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column16775_187c26-ea > .kt-inside-inner-col{flex-direction:column;}.kadence-column16775_187c26-ea > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column16775_187c26-ea > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column16775_187c26-ea{position:relative;}@media all and (max-width: 1024px){.kadence-column16775_187c26-ea > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column16775_187c26-ea > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column16775_187c26-ea\"><div class=\"kt-inside-inner-col\"><style>.kb-image16775_0c2a80-36 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image16775_0c2a80-36 kb-image-is-ratio-size\"><a href=\"https:\/\/www.comcapfactoring.com\/products\/supply-chain-financing\/\" class=\"kb-advanced-image-link\"><div class=\"kb-is-ratio-image kb-image-ratio-land31\"><img decoding=\"async\" src=\"https:\/\/www.comcapfactoring.com\/wp-content\/uploads\/2024\/04\/banner_pp-supplier-financing@2x-scaled.webp\" alt=\"Factory workers packaging on a production line\" class=\"kb-img wp-image-16444\"\/><\/div><\/a><\/figure>\n\n\n\n<h4 class=\"wp-block-heading h4-not-bold\"><a href=\"https:\/\/www.comcapfactoring.com\/ca\/products\/supplier-financing\/\">Supplier financing<\/a><\/h4>\n\n\n\n<p>A specialized program that helps <strong><em>established <\/em><\/strong>manufacturing companies and distributors that need to source materials to build inventory or fulfill orders.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading16775_69fe2e-4b, .wp-block-kadence-advancedheading.kt-adv-heading16775_69fe2e-4b[data-kb-block=\"kb-adv-heading16775_69fe2e-4b\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading16775_69fe2e-4b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading16775_69fe2e-4b[data-kb-block=\"kb-adv-heading16775_69fe2e-4b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading16775_69fe2e-4b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading16775_69fe2e-4b[data-kb-block=\"kb-adv-heading16775_69fe2e-4b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading16775_69fe2e-4b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading16775_69fe2e-4b\"><em><mark style=\"color:#f72f35\" class=\"has-inline-color\">Note: Not available in all provinces. Company must have minimum yearly revenues of $2,000,000<\/mark><\/em><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">Service: asset-based lending<\/h3>\n\n\n\n<p>An asset-based loan provides financing secured by a company\u2019s assets. It improves your company&#8217;s liquidity and can be used to cover expenses or to grow the business.<\/p>\n\n\n\n<p>We can finance the following assets:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accounts receivable<\/li>\n\n\n\n<li>Inventory<\/li>\n\n\n\n<li>Machinery<\/li>\n\n\n\n<li>Equipment<\/li>\n<\/ul>\n\n\n\n<p>Asset-based loans can be structured as a term loan, revolving line, or as a combination of both. The facility&#8217;s structure depends on the collateral backing the transaction.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">a) Advantages<\/h4>\n\n\n\n<p>Asset-based financing lines have several advantages over other solutions. These include the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Flexible capability<\/li>\n\n\n\n<li>Easier compliance<\/li>\n\n\n\n<li>Fewer covenants<\/li>\n\n\n\n<li>Simpler qualification<\/li>\n\n\n\n<li>Available to distressed companies<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">b) Qualification requirements<\/h4>\n\n\n\n<p> Asset-based loans have simpler qualification requirements than comparable bank financing. The main requirements include the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yearly revenues of $12,000,000 or more<\/li>\n\n\n\n<li>Eligible accounts receivable<\/li>\n\n\n\n<li>Other assets (optional)<\/li>\n\n\n\n<li>Reliable financial statements<\/li>\n\n\n\n<li>Effective financial controls<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading16775_5962e5-58, .wp-block-kadence-advancedheading.kt-adv-heading16775_5962e5-58[data-kb-block=\"kb-adv-heading16775_5962e5-58\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading16775_5962e5-58 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading16775_5962e5-58[data-kb-block=\"kb-adv-heading16775_5962e5-58\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading16775_5962e5-58 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading16775_5962e5-58[data-kb-block=\"kb-adv-heading16775_5962e5-58\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading16775_5962e5-58 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading16775_5962e5-58\">The lines are also available to companies that have been referred to special assets and to select distressed companies.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Service: supplier financing<\/h3>\n\n\n\n<p>Supplier financing helps manufacturers and distributors that need funds to pay suppliers. The line may be used to buy finished goods or raw materials. It covers your supplier costs of the order, enabling you to fulfill growing orders.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">a) Advantages<\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading16775_ea59e4-6c, .wp-block-kadence-advancedheading.kt-adv-heading16775_ea59e4-6c[data-kb-block=\"kb-adv-heading16775_ea59e4-6c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading16775_ea59e4-6c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading16775_ea59e4-6c[data-kb-block=\"kb-adv-heading16775_ea59e4-6c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading16775_ea59e4-6c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading16775_ea59e4-6c[data-kb-block=\"kb-adv-heading16775_ea59e4-6c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading16775_ea59e4-6c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading16775_ea59e4-6c\">Supplier financing lines have several advantages over other trade finance solutions. These include the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compatible with most existing financing<\/li>\n\n\n\n<li>Flexible limits<\/li>\n\n\n\n<li>Buy raw materials<\/li>\n\n\n\n<li>Simple qualification requirements<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">b) Qualification requirements<\/h4>\n\n\n\n<p>Supplier financing  has simpler qualification requirements than many alternatives. The main requirements include the following:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Be a manufacturer or product supplier<\/li>\n\n\n\n<li>Be credit-insurable<\/li>\n\n\n\n<li>Be based in Canada<\/li>\n\n\n\n<li>Sell a minimum of $2,000,000 per year<\/li>\n\n\n\n<li>Have a minimum of three (3) years of profitable operations history<\/li>\n\n\n\n<li>Provide accurate financial statements<\/li>\n\n\n\n<li>Have product liability insurance<\/li>\n\n\n\n<li>Have existing and working relationships with suppliers<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Commercial Capital is a leading provider of specialized trade financing to Canadian lower-middle and middle-market companies. We have over 20 years of experience financing growing businesses. Fill out this form or call us toll-free at (877) 300 3258 to discuss a transaction. Middle-Market Solutions Asset-based loans A specialized program that helps established companies that want [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-16775","1":"page","2":"type-page","3":"status-publish","5":"entry","6":"has-post-thumbnail"},"acf":[],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"Marco Terry","author_link":"https:\/\/www.comcapfactoring.com\/ca\/blog\/author\/marcoterry\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/pages\/16775","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/comments?post=16775"}],"version-history":[{"count":0,"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/pages\/16775\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/media?parent=16775"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}