{"id":2159,"date":"2013-10-08T04:43:05","date_gmt":"2013-10-08T04:43:05","guid":{"rendered":"http:\/\/www.factoring-canada.ca\/blog\/?page_id=2159"},"modified":"2026-08-27T18:01:18","modified_gmt":"2026-08-27T22:01:18","slug":"quebec","status":"publish","type":"page","link":"https:\/\/www.comcapfactoring.com\/ca\/location\/quebec\/","title":{"rendered":""},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Commercial Capital is a leading provider of factoring and asset-based loans in Qu\u00e9bec. We help small and midsize companies that need funds to pay employees, suppliers, and other business expenses. A few details about us:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Over 20 years of experience<\/li>\n\n\n\n<li>Expertise in many industries<\/li>\n\n\n\n<li>Simple qualification requirements<\/li>\n\n\n\n<li>Competitive terms<\/li>\n\n\n\n<li>Quick deployment<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Our financing solutions provide you with dependable cash flow. We help companies that need working capital to improve operations and pursue growth opportunities. Complete <a href=\"https:\/\/www.comcapfactoring.com\/ca\/instant-quote\/\">this form<\/a> or call us toll-free at (877) 300 3258 for a quote.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Product selection:<\/h3>\n\n\n<style>.kb-row-layout-id2159_df96ac-ca > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2159_df96ac-ca > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2159_df96ac-ca > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id2159_df96ac-ca > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2159_df96ac-ca > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id2159_df96ac-ca > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2159_df96ac-ca alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2159_747c88-2c > .kt-inside-inner-col,.kadence-column2159_747c88-2c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2159_747c88-2c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2159_747c88-2c > .kt-inside-inner-col{flex-direction:column;}.kadence-column2159_747c88-2c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2159_747c88-2c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2159_747c88-2c{position:relative;}@media all and (max-width: 1024px){.kadence-column2159_747c88-2c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2159_747c88-2c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2159_747c88-2c\"><div class=\"kt-inside-inner-col\"><style>.kb-image2159_bedfef-66 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2159_bedfef-66 size-full kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land31\"><img decoding=\"async\" width=\"2560\" height=\"488\" src=\"https:\/\/www.comcapfactoring.com\/au\/wp-content\/uploads\/sites\/3\/2024\/04\/banner_pc-factoring@2x-scaled-1.webp\" alt=\"A tablet with an image of an invoice on it\" class=\"kb-img wp-image-16456\" srcset=\"https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pc-factoring@2x-scaled-1.webp 2560w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pc-factoring@2x-scaled-1-300x57.webp 300w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pc-factoring@2x-scaled-1-1024x195.webp 1024w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pc-factoring@2x-scaled-1-768x146.webp 768w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pc-factoring@2x-scaled-1-1536x293.webp 1536w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pc-factoring@2x-scaled-1-2048x390.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/figure>\n\n\n\n<h4 class=\"wp-block-heading h4-not-bold\"><a href=\"\/ca\/products\/invoice-factoring\/\">Invoice Factoring<\/a><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Provides an advance on your slow-paying invoices from creditworthy customers. Works in most industries including business services, manufacturing, consulting, and oilfield services.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2159_791f95-16 > .kt-inside-inner-col,.kadence-column2159_791f95-16 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2159_791f95-16 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2159_791f95-16 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2159_791f95-16 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2159_791f95-16 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2159_791f95-16{position:relative;}@media all and (max-width: 1024px){.kadence-column2159_791f95-16 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2159_791f95-16 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2159_791f95-16\"><div class=\"kt-inside-inner-col\"><style>.kb-image2159_bf7063-7e .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2159_bf7063-7e kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land31\"><img decoding=\"async\" width=\"2560\" height=\"488\" src=\"https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-freight-bill-factoring@2x-scaled-1.webp\" alt=\"An image of a tractor trailer truck\" class=\"kb-img wp-image-16449\" srcset=\"https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-freight-bill-factoring@2x-scaled-1.webp 2560w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-freight-bill-factoring@2x-scaled-1-300x57.webp 300w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-freight-bill-factoring@2x-scaled-1-1024x195.webp 1024w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-freight-bill-factoring@2x-scaled-1-768x146.webp 768w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-freight-bill-factoring@2x-scaled-1-1536x293.webp 1536w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-freight-bill-factoring@2x-scaled-1-2048x390.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/figure>\n\n\n\n<h4 class=\"wp-block-heading h4-not-bold\"><a href=\"\/ca\/products\/freight-bill-factoring\/\">Freight Factoring<\/a><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Specialized program for transportation carriers and freight brokers. The program provides an advance on slow-paying freight bills.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2159_548093-40 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2159_548093-40 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2159_548093-40 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id2159_548093-40 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2159_548093-40 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id2159_548093-40 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2159_548093-40 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2159_224a6f-f2 > .kt-inside-inner-col,.kadence-column2159_224a6f-f2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2159_224a6f-f2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2159_224a6f-f2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2159_224a6f-f2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2159_224a6f-f2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2159_224a6f-f2{position:relative;}@media all and (max-width: 1024px){.kadence-column2159_224a6f-f2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2159_224a6f-f2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2159_224a6f-f2\"><div class=\"kt-inside-inner-col\"><style>.kb-image2159_ff7295-01 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2159_ff7295-01 size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land31\"><img decoding=\"async\" width=\"1024\" height=\"195\" src=\"https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-supplier-financing@2x-scaled-1-1024x195.webp\" alt=\"Factory workers packaging on a production line\" class=\"kb-img wp-image-16444\" srcset=\"https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-supplier-financing@2x-scaled-1-1024x195.webp 1024w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-supplier-financing@2x-scaled-1-300x57.webp 300w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-supplier-financing@2x-scaled-1-768x146.webp 768w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-supplier-financing@2x-scaled-1-1536x293.webp 1536w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-supplier-financing@2x-scaled-1-2048x390.webp 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div><\/figure>\n\n\n\n<h4 class=\"wp-block-heading h4-not-bold\"><a href=\"https:\/\/www.comcapfactoring.com\/ca\/middle-market-financing\/\"><a href=\"https:\/\/www.comcapfactoring.com\/ca\/middle-market-financing\/\">Middle-Market Financing<\/a><\/a><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Specialized suite of asset-based financing programs for middle-market companies. Available to companies with a minimum of $1,000,000 in accounts receivable.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2159_891a0b-83 > .kt-inside-inner-col,.kadence-column2159_891a0b-83 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2159_891a0b-83 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2159_891a0b-83 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2159_891a0b-83 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2159_891a0b-83 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2159_891a0b-83{position:relative;}@media all and (max-width: 1024px){.kadence-column2159_891a0b-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2159_891a0b-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2159_891a0b-83\"><div class=\"kt-inside-inner-col\"><style>.kb-image2159_4c3b37-b6 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2159_4c3b37-b6 kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land31\"><img decoding=\"async\" width=\"2560\" height=\"488\" src=\"https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-purchase-order-financing@2x-scaled-1.webp\" alt=\"An image of a cargo ship\" class=\"kb-img wp-image-16452\" srcset=\"https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-purchase-order-financing@2x-scaled-1.webp 2560w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-purchase-order-financing@2x-scaled-1-300x57.webp 300w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-purchase-order-financing@2x-scaled-1-1024x195.webp 1024w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-purchase-order-financing@2x-scaled-1-768x146.webp 768w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-purchase-order-financing@2x-scaled-1-1536x293.webp 1536w, https:\/\/www.comcapfactoring.com\/ca\/wp-content\/uploads\/sites\/2\/2024\/04\/banner_pp-purchase-order-financing@2x-scaled-1-2048x390.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/figure>\n\n\n\n<h4 class=\"wp-block-heading h4-not-bold\"><a href=\"\/ca\/products\/purchase-order-financing\/\">Purchase Order Financing<\/a><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Specialized program for distributors, wholesalers and resellers. Helps your company fulfill large purchase orders by helping with supplier expenses.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">Solution: Invoice factoring<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Factoring improves your cash flow by financing your invoices due to be paid in 30 to 90 days. It provides working capital to small and midsize companies that need funds to pay for critical business expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Invoice factoring is designed for small businesses that need immediate funding. It has simple qualification criteria and can be deployed quickly.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">a) How does factoring work?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Most factoring transactions are financed in two instalments. The first instalment is called the advance. The advance is deposited into your account shortly after your invoice is processed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The advance covers 80% to 95% of the invoice value. It varies based on your industry and transaction risk profile. The remaining 5% to 20% is deposited into your account, less the factoring fee, once your customer pays their invoice on their usual schedule.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Learn more: Read &#8220;<a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/how-does-factoring-work\/\">How Does Factoring Work?<\/a>&#8220;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">b) Competitive terms<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Our factoring plans combine a high advance at a competitive cost. Our average advance is 85%, though industries like transportation and staffing qualify for advances in the 90% to 95% range.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The average factoring rate ranges from 1.5% to 3.5% per 30 days. Rates vary based on your industry and transaction risk. Complete <a href=\"https:\/\/www.comcapfactoring.com\/ca\/instant-quote\/\">this form<\/a> or call us toll-free at (877) 300 3258 for a quote.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">c) Clear benefits<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Invoice factoring <a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/advantages-and-disadvantages-of-invoice-factoring-financing\/\">offers clear benefits<\/a> over comparably sized alternatives. These include the following:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Improves cash flow<\/li>\n\n\n\n<li>Enables you to offer net-30 terms<\/li>\n\n\n\n<li>Adapts to your revenues<\/li>\n\n\n\n<li>Can be deployed quickly<\/li>\n\n\n\n<li>Simple qualification<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\">d) Simple qualification<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Qualifying for invoice factoring is simpler than for other solutions of comparable size. Requirements include the following:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Be a <a href=\"https:\/\/www.registreentreprises.gouv.qc.ca\/en\/demarrer\/immatriculer\/default.aspx\">provincial<\/a> or federal incorporation<\/li>\n\n\n\n<li>Have creditworthy invoices<\/li>\n\n\n\n<li>Have unencumbered invoices (e.g., Hypoth\u00e8que)<\/li>\n\n\n\n<li>Have no serious legal\/tax issues<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Solution: Purchase order financing<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Purchase order (PO) financing helps companies that resell products, have a large order, and need funds to cover supplier expenses. It provides funds to pay the supplier, enabling you to fulfil the order and book the revenue.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Commercial Capital is one of the few companies that can provide purchase order financing in Qu\u00e9bec. Fill out <a href=\"https:\/\/www.comcapfactoring.com\/ca\/instant-quote\/\">this form<\/a> or call us toll-free at (877) 300 3258 for more information.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">a) How does it work?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The first step in the transaction is to set up an account and determine if the purchase order qualifies for financing. Once approved, the factoring company handles supplier payments directly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All foreign suppliers that need a pre-payment must be paid with a Letter of Credit (LC). Canadian and US suppliers may be paid by wire transfer if they meet certain criteria. In most cases, they will be paid with an LC as well.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most go through these steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Finance company issues LC to supplier<\/li>\n\n\n\n<li>Supplier manufactures product<\/li>\n\n\n\n<li>Product delivered to the end customer<\/li>\n\n\n\n<li>End customer pays, and the transaction settles<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Transactions can <a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/why-must-purchase-order-finance-transactions-use-factoring\/\">settle through a factoring line<\/a> or by waiting until the end customer pays. Which method is used depends on the transaction profile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To learn more, read &#8220;<a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/how-does-purchase-order-funding-work\/\">How Does Purchase Order Financing Work?<\/a>&#8220;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">b) Simple qualification<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">PO financing has simple qualification requirements and can be used by small companies. The most important requirements include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Being a registered provincial or federal company<\/li>\n\n\n\n<li>Selling products\/services to creditworthy commercial clients<\/li>\n\n\n\n<li>Having minimum margins of 20%<\/li>\n\n\n\n<li>Having orders greater than $100,000<\/li>\n\n\n\n<li>Using third-party manufacturing (or reselling goods)<\/li>\n\n\n\n<li>Not manufacturing goods directly<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Fill out <a href=\"https:\/\/www.comcapfactoring.com\/ca\/instant-quote\/\">this form<\/a> or call us toll-free at (877) 300 3258 for more information.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How to select a factoring company<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Selecting the <a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/choosing-factoring-companies-in-quebec\/\">right factoring company<\/a> is essential to the success of your business. Qu\u00e9bec has a few factoring companies, and the field is competitive. Consider asking the following questions while you evaluate potential partners:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">a) Do they have representatives in Qu\u00e9bec?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Most Canadian factoring companies offer services in Qu\u00e9bec. However, only a few of them have representatives in the province. These are usually based in Montr\u00e9al or Qu\u00e9bec City. In general, you are better off with a factoring company that has a local representative.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Keep in mind that only a few companies offer purchase order financing in Qu\u00e9bec. Working with a PO financing company based elsewhere should be fine as long as they have experience financing transactions in the province.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">b) How long have they been in business?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">You are usually better off with a factoring company that has been in business for a few years. Longevity usually shows the factoring company is well-managed and can handle different economic cycles.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">c) Are their terms competitive?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">You want to make sure that your financing plan does not outlive its usefulness. Examine their terms, including advances, rates, and contract length, to determine whether they are competitive and fit your objectives.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Essential reading<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We want to help you make an educated decision about using our products and services. We keep a <a href=\"https:\/\/www.comcapfactoring.com\/ca\/\">learning centre<\/a> with important financing information. Popular articles include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/freight-factoring-financing-for-quebec-transportation-companies\/\">Freight Factoring for Qu\u00e9bec-Based Carriers<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/can-i-sell-my-invoices-to-improve-my-cash-flow\/\">Can I sell my invoices to improve my cash flow?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/invoice-factoring-qualification-requirements\/\">Invoice factoring qualification requirements<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.comcapfactoring.com\/ca\/blog\/purchase-order-financing-guide\/\">Navigating purchase order financing: Small business guide<\/a><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Commercial Capital is a leading provider of factoring and asset-based loans in Qu\u00e9bec. We help small and midsize companies that need funds to pay employees, suppliers, and other business expenses. A few details about us: Our financing solutions provide you with dependable cash flow. We help companies that need working capital to improve operations and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2614,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":["post-2159","page","type-page","status-publish","entry"],"acf":[],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"Marco Terry","author_link":"https:\/\/www.comcapfactoring.com\/ca\/blog\/author\/marcoterry\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/pages\/2159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/comments?post=2159"}],"version-history":[{"count":2,"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/pages\/2159\/revisions"}],"predecessor-version":[{"id":17826,"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/pages\/2159\/revisions\/17826"}],"up":[{"embeddable":true,"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/pages\/2614"}],"wp:attachment":[{"href":"https:\/\/www.comcapfactoring.com\/ca\/wp-json\/wp\/v2\/media?parent=2159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}