Solutions to your short-term cash flow problems

Turn your slow-paying invoices into cash with invoice financing. Keep your business flexible and financially stable.

Solutions to your short-term cash flow problems

Turn your slow-paying invoices into cash with invoice finance. Keep your business flexible and financially stable.

Get an Instant Quote

Financial Solutions
for Your Business

Companies are taking longer and longer to pay their invoices, creating cash flow problems for small businesses.

Improve your cash flow with invoice financing and put our 10+ years of industry know-how to work for you.

An icon of a paper being held together by a paperclip with a dollar sign

Invoice
Finance

If your clients pay in 30 to 90 days and you need immediate funds to pay company expenses, then invoice financing may be the answer to your temporary cash flow challenges. This finance option is available for companies of all sizes.

Learn more

Labour Hire Agency
Finance

If your clients pay in 30 to 90 days and you need immediate funds for payroll expenses, then invoice financing for labour hire agencies may be the answer to your cash flow challenges. This finance option is available for companies of all sizes.

Learn more

invoice finance for mining services companies

Mining Services Company
Finance

If your mining industry clients pay in 30 to 90 days and you need funds for expenses, then invoice financing for mining services companies may be the answer to your cash flow challenges. This finance option is available for companies of all sizes.

Learn more

Progress Claim
Finance

If you are a subcontractor operating under the Security of Payments Act and your clients, principal contractors and builders pay in 30 to 60 days, progress claim financing may be for you. This finance option provides funds to cover company expenses.

Learn more

We have a proven track record working with Australian companies in most industries, including labour hire , transport ,mining services and consulting.

Focus on improving operations and exploring growth opportunities

If you have invoices due from clients in 30 to 60 days but need the cash now, invoice finance may be for you.

Get dependable, short-term cash flow support today!

Go from 30 to 90 day waits to quick cash flow with our invoice financing services

A man standing behind tractor trailer trucks holding a tablet.

With Our

Financing Solutions

You can get quick working capital for your small to mid-sized business.
You tap into our 10 years of experience to find the right solution for your short-term cash flow problems.
You can meet your financial needs so employees and suppliers stay happy and loyal.

Are You Set Up for

Invoice Financing Success?

Our experience helping hundreds of small businesses tells us companies that successfully use our solution typically:

Plan to use invoice finance strategically as a bridge to bank financing.
Work with high-quality business clients but need invoices paid quicker than your clients generally pay.
Have payable invoices due in 30 to 60 days.
Have reasonable profit margins.

A business woman sitting at a desk in front of a laptop with a tablet.

Get the Funding You Need

Simply fill out this form and a credit manager will contact you shortly, or call 1300-856-894 to speak directly to a representative.

We offer competitive invoice finance and progress claim financing rates. Terms vary based on transaction risk and will be explained by your credit manager.

An icon of a handshake with a check mark

Integrity is number one at Commercial Capital. So you can be assured that in every interaction you have with us, we will be honest and straightforward.

An aerial view of two tractor trailer trucks on a highway

Praise for Commerical Capital

Marco Terry’s actions and efforts for the 20+ years I’ve worked with him show how much he cares about his clients. I have been in the trucking industry for a long time, and he was the only factoring company that understood that owner-operators should only use factoring as a short-term solution because of its cost.

Now, I am an insurance agent and work with owner-operators and small fleets. Any time one of my customers or another truck owner asks me about factoring, I refer them all to Commercial Capital without hesitation.

Joel Baker

Transportation insurance agent and trucker

For over 15 years, I’ve worked with Marco Terry at Commercial Capital. Commercial Capital is a fantastic resource for small businesses looking for creative capital solutions. Marco’s industry knowledge and reputation are among the top in the financing space. By understanding the borrower’s needs and the lender’s capabilities, Marco creates an efficient, results-driven process that benefits everyone. I highly recommend Commercial Capital.

Darren Palestine

Commercial Finance Partners

We’ve had the pleasure of working with Commercial Capital LLC for nearly 18 years and have always found them to be very professional, knowledgeable and reliable. I look forward to working with them in the future and highly recommend their services.

Tony Neglia

Stonebridge Financial Services

I have worked with Marco from Commercial Capital for well over a decade, and he possesses a unique skill set. His company has a deep understanding and knowledge of several financial products. They always seek the best for clients with professionalism and integrity. Trust and transparency are the cornerstones of his company.

Doug Andreaus

JD Factors

A Few Words from Our Founder

Marco Terry

I’ve been helping companies solve their short-term cash flow challenges through trade finance for over 10 years. Invoice factoring, purchase order financing and sales ledger financing are among small and mid-sized businesses’ most valuable financing methods.

The companies most successful with invoice factoring understand it’s a temporary bridge to a longer-term financing solution. They have a plan to eventually transition to another type of funding, such as bank financing.

Let Commercial Capital help you solve your
short-term cash flow problems.

Get Started

Discover More About Invoice Finance and Progress Claim Financing

Frequently Asked Questions

How to Offer Net-30 Terms Effectively (Trading Terms)

Summary: Waiting 30, 45, or even 60 days to get an invoice paid is a challenge for many business owners. Small companies often have to wait for payment because their commercial sales are made on credit. This type of trade credit is commonly known as “payment terms” or “trading terms.” Companies must offer payment terms […]

Cash Flow Financing

11 Cash Flow Problems and Solutions

Most small businesses encounter a cash flow problem at one time or another. Fortunately, most cash flow problems can be prevented with a bit of preparation and the right strategy. This article lists the 11 most common causes of cash flow problems, along with ways to solve them. 1. Not having a cash reserve Most […]

Invoice Finance

Do You Qualify For Invoice Financing?

Invoice financing programmes, also known as invoice factoring, can provide many of the benefits associated with a line of credit. However, they are much easier to qualify for than conventional financing. Most invoice finance companies have fairly simple requirements to qualify. The following is a list of the main requirements to qualify for invoice finance. […]

Invoice Finance

Pros and Cons of Invoice Financing

Invoice financing, also known as invoice factoring, has been gaining popularity as a way to finance companies that have cash flow problems due to slow-paying commercial clients. It works by providing an advance on these invoices. This advance provides cash flow to operate the business and grow. To learn more details about invoice financing, read […]

Invoice Finance

Why Do Companies Use Invoice Finance?

Invoice finance, also known as invoice factoring, helps companies that have slow-paying clients. These companies usually can’t wait 30 to 60 days to get paid by clients. Invoice financing addresses this issue by advancing funds against unpaid invoices. It provides businesses withcash pay expenses and grow. Companies often use the funds from invoice finance to: […]

View Learning Centre

Solutions to your short-term cash flow problems

Solutions to your short-term cash flow problems

Get an Instant Quote