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Commercial Capital LLC

Smooth out cash flow with invoice factoring

Turn slow-paying invoices into cash quickly. Get funds to pay expenses and take on new work. Trusted for 20+ years

Smooth out cash flow with invoice factoring

Turn slow-paying invoices into cash quickly. Get funds to pay expenses and take on new work. Trusted for 20+ years.

Get an Instant Estimate

*No obligation. Estimate is non-binding.

Turn invoices into cash flow

Factoring works best for companies that invoice creditworthy customers on net terms. We advance funds on approved invoices, so cash flow stays predictable while you wait for payment. Fast approvals and a straightforward process.

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Invoice Factoring Financing

Turn outstanding invoices into working capital so cash flow stays on track as customers pay on terms.

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Transportation Factoring

Advances on freight bills so carriers can keep trucks moving on schedule while waiting to be paid.

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Construction Factoring

Invoice factoring for subcontractors that need funds for project expenses. Minimum $50,000 in A/R.

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Middle-Market Financing

Larger credit facilities for established companies using receivables and other assets. Minimum $1,000,000 in A/R.

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Our team has experience across many industries including transportation, manufacturing, construction, staffing, consulting, and healthcare.

Cash flow support for growing companies

Even healthy companies hit timing gaps between delivering work and getting paid. Factoring unlocks cash from approved invoices so you can stay ahead of payroll, materials, and vendor bills.

Get an online estimate or call us to discuss your options.

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Turn 30 to 90 day payment terms into fast, predictable cash flow with invoice factoring

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Predictable Cash Flow

You Stay in Control

  • Stay flexible as priorities change.
  • Minimize uncertainty from payment timing.
  • Plan spending and growth with confidence.
  • Stay proactive with week-to-week cash management.
  • Make better decisions with clearer cash visibility.

Is Factoring a Good Fit

for You?

Factoring works best when you have open invoices and customers who consistently pay on terms and:

  • You bill on net terms (30 to 60 days).
  • You have invoices for work already delivered.
  • Your customers have good payment history.
  • You want predictable cash flow week to week.
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Get the Funding You Need

Fill out this form and a credit manager will contact you shortly. Alternatively, call (877) 300-3258 to speak directly with a representative.

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We offer competitive factoring rates – as low as 1.15%, based on your volume and industry.

*** Rates for other products vary.

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Integrity is number one at Commercial Capital, so you can be assured that in every interaction you have with us, we will be honest and straightforward.

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Praise for Commercial Capital

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  • Marco Terry’s actions and efforts for the 20+ years I’ve worked with him show how much he cares about his clients. I have been in the trucking industry for a long time, and he was the only factoring company that understood that owner-operators should only use factoring as a short-term solution because of its cost.

    Now, I am an insurance agent and work with owner-operators and small fleets. Any time one of my customers or another truck owner asks me about factoring, I refer them all to Commercial Capital without hesitation.
    Joel Baker
    Transportation insurance agent and trucker

  • For over 15 years, I’ve worked with Marco Terry at Commercial Capital. Commercial Capital is a fantastic resource for small businesses looking for creative capital solutions. Marco’s industry knowledge and reputation are among the top in the financing space. By understanding the borrower’s needs and the lender’s capabilities, Marco creates an efficient, results-driven process that benefits everyone. I highly recommend Commercial Capital.
    Darren Palestine
    Commercial Finance Partners

  • We’ve had the pleasure of working with Commercial Capital LLC for nearly 18 years and have always found them to be very professional, knowledgeable, and reliable. I look forward to working with them in the future and highly recommend their services.
    Tony Neglia
    Stonebridge Financial Services

  • I have worked with Marco from Commercial Capital for well over a decade, and he possesses a unique skill set. His company has a deep understanding and knowledge of several financial products. They always seek the best for clients with professionalism and integrity. Trust and transparency are the cornerstones of his company.
    Doug Andreaus
    JD Factors
Marco Terry

A Few Words From Our Founder

Marco Terry

I’ve been helping companies solve their short-term cash flow challenges through trade finance for over 20 years. Invoice factoring, ledgered lines of credit, and asset-based loans are among the most valuable financing methods available to small and mid-sized companies.

Successful companies often use invoice factoring as a stepping stone to longer-term financing. As they grow and build a stronger operating history, they can transition to a ledgered or conventional bank line of credit.

Let Commercial Capital help you solve your short-term cash flow problems.

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Discover More About Invoice Factoring and Asset-Based Loans

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