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Debtor Finance Services – Sydney

Are you working with customers who pay invoices in 30, 60 or 90 days? Slow payments can affect your ability to pay suppliers, business expenses or even wages.

You can solve this problem and improve your working capital by using debtor finance. Our debtor finance programmes improve your cash flow by financing slow-paying invoices. We can advance up to 85% of what you are owed by your customers. The advance provides you with the funds you need to pay business expenses and make new investments.

Commercial Capital LLC is a leading provider of debtor finance in Sydney and offers its programmes across New South Wales. We can provide flexible plans at competitive terms. To get more information or an instant quote, submit an online enquiry.

Product selection and industry solutions:

Invoice Factoring

This solution helps small companies in all industries that cannot afford to wait up to 90 days to get paid by their commercial customers.

Manufacturing Finance

This product helps construction subcontractors operating under the Security of Payments Act who need to finance progress claims.

Labour Hire and Recruitment

This solution helps labour hire and recruitment agencies that need funds to cover the expenses of paying staff.

Progress Claim Finance

This product helps construction subcontractors operating under the Security of Payments Act who need to finance progress claims.

How does debtor finance work?

Debtor finance is a general term that usually describes two solutions – factoring and invoice discounting. These solutions improve your working capital by financing your accounts receivable ledger.

The factoring programme helps small and growing companies that need funding and credit controls. The invoice discount programme, on the other hand, is a funding-only solution that helps mid-sized companies that already have established credit and financial policies.

Both solutions help you by advancing funds against slow-paying invoices. The funds provide your business with the working capital it needs to pay operating costs and make new investments. The advance ranges from 80% to 85% and is based in your industry, the value of your invoices, company size and other criteria.

For more detailed information, read “How Does Debtor Finance Work?

Advantages of our programmes

The most important advantage of our financing programmes is that they improve your cash flow. However, other advantages include:

  • Allow you to extend net-30 to net-60 payment terms to clients
  • Flexibility – the line can increase as your company grows
  • No real estate security required
  • Fewer collateral requirements than other options
  • Easier qualification than alternatives
  • Help minimize your bad debt

Learn more about the benefits of debtor finance.

Is debtor finance right for your company?

Working with a debtor finance company could be the right choice if your business:

  1. Has cash flow problems due to clients paying invoices in 30 to 60 days
  2. Has reasonable gross profit margins

If your business meets these criteria, using factoring or invoice discounting should benefit your company.

Would you like more information?

We are a leading provider of factoring and invoice discounting in Sydney. For more information about our services or fees, fill out this form. One of our representatives will contact you shortly.

Additional resources

To learn more about our debtor financing solutions, read:

  1. What is Debtor Finance?
  2. What is Invoice Factoring?
  3. What is Invoice Discounting?
  4. How to Choose the Best Debtor Finance Company

Industries

New South Wales has a number of companies in industries that work well with debtor finance, including technology, transport, defence and construction. However, debtor finance can be used to finance transactions in most industries as long as the client that is paying the invoice is a business.

Service areas:

We can work with companies in the major metro areas of NSW, including:

  • Sydney
  • Newcastle
  • Wollongong