Receivables Financing

How to Finance a Canadian Business

Most commercial sales are done using trade credit. This means that the seller is expected to provide the buyer up to 60 days to pay an invoice. Most companies provide payment terms to their customers because clients demand it. You have little choice. Often, these provisions are inserted into contracts and you have to comply […]

How Does Factoring Work?

Factoring is a type of financing transaction that helps companies improve their cash flow. It finances slow-paying invoices, providing companies with working capital to operate the business more effectively. This article discusses how factoring works, how transactions are priced, and how factoring companies set up accounts. We cover: How does it work? The advance Pricing […]

What is Invoice Factoring?

Invoice factoring helps companies that need funds to pay expenses. It improves the company’s working capital by financing invoices from slow-paying customers. This article provides a detailed explanation of the solution and covers: What is factoring? What is the advance rate? How much does it cost? How are invoices verified? Recourse vs. non-recourse Qualification requirements […]

What is Accounts Receivable Factoring?

The demand for accounts receivable factoring has been steadily increasing as companies use this solution to improve their cash flow. In this article, we provide a detailed explanation of how factoring works and how transactions are structured. We cover: What is accounts receivable factoring? How does it work? Types of factoring Advantages and disadvantages Costs […]