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Quebec: Factoring and Supplier Financing

Are your customers taking up to 60 days to pay invoices? Can’t afford to wait because you need money to pay for company expenses? This problem is common for owners of small and midsize businesses.

Our  factoring program can help you improve your cash flow by financing your invoices. We can provide immediate funds that you can use to pay for important company expenses, such as payroll and suppliers.

We also have programs that help manufacturing companies and distributors that need to buy products from suppliers. These solutions can help you fulfill large orders and build inventory.

We are a leading factoring company in Quebec and offer services throughout Montreal and adjoining cities. We offer fast and competitively priced financing programs. To speak to an expert, call us toll-free at (877) 300 3258. For an instant quote, fill out this form.

Make a selection:

Invoice Factoring

Invoice Factoring

Provides an advance for your slow-paying invoices from creditworthy customers. Works in most industries including business services, manufacturing and consulting.

Factoring Freight Bills

Factoring Freight Bills

Freight financing for transportation carriers and brokers in Quebec. Financing helps pay for repairs, fuel and driver expenses.

Asset Based Lending

Asset Based Lending

This solution helps small and midsize companies that need to improve their cash flow by financing accounts receivable, inventory, equipment and other assets.

Purchase Order Financing

Purchase Order Financing

Financing for re-sellers, wholesalers and importers. Our program ensures you have the necessary financing to pay your suppliers and deliver your orders.

Supplier Credit

Supplier Credit

Specialized program that helps manufacturing companies and distributors that need to buy materials to build inventory or fulfill orders.

Staffing Companies

Staffing Companies

Specialized finance program that helps Quebec based staffing companies that need financing to pay employees and other important corporate expenses.

How does factoring work?

Our programs can be used by most small and midsize companies. Invoices are financed in two instalments. Transactions usually follow this format:

  1. Deliver your product or service to the customer
  2. Send us the invoice for financing
  3. We deposit the first payment to your bank account – 80% to 90% of the invoice
  4. Your customer pays on their usual schedule
  5. We deposit the second payment – the remaining 10% to 20%, less our fee

For more details about the process, read this article.

Low costs

Our plans are priced from 1.5% to 3.5% per 30 days. However, actual costs vary based on the creditworthiness of your commercial clients, the amount of financing you need and your industry.

For more information, get an instant quote or call us toll-free at (877) 300 3258.

Program benefits

The most obvious advantage of working with us is that your cash flow improves. You won’t have to worry about waiting up to 60 days for your invoices to pay. Other benefits include:

  • Professional credit screening of your clients
  • Flexible financing that adapts to your business
  • Quick approvals
  • Quick setup

How does supplier financing work?

Supplier financing allows small and midsize companies to buy more products from suppliers. This trade credit solution allows companies to fulfill large orders and build inventory for expansion.

Supplier financing is designed to help manufacturing companies and product distributors.

How does purchase order financing work?

We also offer purchase order (PO) financing to select clients. This solution provides you with funding to pay suppliers for your confirmed orders. PO financing is a supplier financing alternative that enables you to process large orders with the confidence that your suppliers will be paid on time. The transaction is settled once your client pays for the goods.

Note that PO financing is offered only to product resellers and wholesalers who sell unmodified third-party goods.

Industries we serve

Quebec has a diverse economy and a number of expanding industries. Most of these industries are ideally suited for factoring financing. Industries that we serve include:

Need more information?

Are you reviewing factoring companies in Quebec? We would like to help you make an informed and educated decision. We keep an extensive library of articles at our resource centre.  We also recommend that you read “How to Select a Quebec Factoring Company.”

Other popular articles include:

Service area

We can offer services in all cities in the province, including:

  • Montreal
  • Quebec
  • Laval
  • Gatineau