Instant Factoring Quote

As low as 1.15%

Services: Accounts Receivable Factoring

Can’t afford to wait up to 60 days to get paid by your customers? Waiting for clients to pay can be challenging, especially if your business is growing quickly or if you are a start-up.

Our program finances your slow-paying receivables and provides you with immediate working capital. This solution allows you to pay employees and suppliers, and grow your business.

We offer competitive receivables factoring rates, high advances, and competitive terms. For an instant quote, fill out this form. To speak with an expert, call us toll-free at (877) 300 3258.

Program summary

Already familiar with factoring? Here is the bottom line:

  • Low rates: As low as 1.15% per 30 days for qualifying clients
  • Pro-ration: Rates can be pro-rated for shorter/longer periods
  • High advances: As high as 95% based on industry
  • Short terms: Contract length is adapted to your needs
  • Flexible lines: Based on your needs and projected growth
  • Easy qualification: Simple requirements and easy paperwork
  • Quick setup time: Usually a few days
  • Quick funding: When possible, invoices funded same day

How does receivables factoring work?

Factoring works by financing your invoices. We usually finance receivables in two payments. The first installment is advanced to your account as soon as you invoice your client. Advances range from 80% to 95%, depending on the industry.

Once your customer pays on their usual schedule, we settle the transaction. At settlement, we rebate the second payment to your account. The rebate covers the 5% to 20% that was not originally advanced, less the financing fee.

For more information, read “How do Factoring Companies Buy Accounts Receivable?

Affordable costs

The cost of receivables factoring is based on three criteria. We look at the size of your expected financing line, the credit quality of your invoices, and your industry. Rates average from 1.15% to 3% per 30 days.

Rates can be pro-rated to cover shorter or longer payment periods. For an instant quote, fill out this form. To speak with an expert, call us toll-free at (877) 300 3258.

High initial advances

We provide high advances based on your industry, the credit profile of your clients, and your needs. On average, advances range from 80% to 95%. Get an instant quote now!

Improves cash flow

Financing your receivables has a number of benefits, including:

  • No need to wait 30 to 60 days to get paid by clients
  • Your clients are professionally credit checked
  • Accelerated cash flow
  • The line grows with your business
  • Lets you offer payment terms with confidence
  • Easy to get
  • Can be deployed in days

Will factoring help you?

Only you can answer this question. Factoring will help you if:

  1. You can’t afford to wait up to 60 days to get by paid by your clients
  2. You work with commercial or government clients
  3. Your clients have good credit
  4. You have decent profit margins

Qualifying is easy

Accounts receivable factoring is easy to obtain. It is designed to help small and midsized companies. The main requirement is that you do business with creditworthy customers.


  1. Your receivables must be free of liens
  2. Your company must be relatively free of tax/legal problems
  3. Company owners must have industry experience

Need more information?

Are you evaluating accounts receivable factoring companies? We would like to help you make an educated decision. We have additional information in our learning center and in our blog. Popular articles include: