Business Calculators - Learning Center - Commercial Capital

The following calculator helps estimate the available funds in an asset-based loan (ABL). You can modify any editable field, and the calculated values will update automatically.For a detailed explanation of borrowing base certificates and the meaning of each field, read “How Does a Borrowing Certificate Work?“ How to use the calculator Enter or modify the […]

The cash conversion cycle measures how long it takes your company to sell it’s inventory. collect invoices, and pay vendors. It’s an important metric because it shows how efficiently your business turns operating activity into cash. An increasing cash conversion cycle may indicate that cash is tied up for longer. This can happen because of […]

Days Sales Outstanding (DSO) measures how long your customers take to pay their invoices, on average. It’s an important metric because it provides a general gauge of your collections performance. An increasing DSO may indicate collection delays and potential cash flow problems. Formula: DSO = (Average Accounts Receivable ÷ Total Credit Sales) × Number of […]

Days Payable Outstanding (DPO) measures how long your company takes to pay its suppliers, on average. It’s an important metric because it provides a general gauge of how your business manages supplier payments and cash flow. An increasing DPO may indicate that your company is taking longer to pay bills. This can improve short-term cash […]

Days Inventory Outstanding (DIO) measures how long your company holds inventory before it is sold or used, on average. It’s an important metric because it provides a general gauge of your inventory management efficiency. An increasing DIO may indicate slow-moving inventory, excess stock, or potential cash flow problems. Formula: DIO = (Average Inventory ÷ Cost […]

This calculator helps you compare two factoring proposals by calculating the cost per dollar advanced for each option. This is useful because the lowest quoted factoring rate is not always the lowest-cost option once the advance rate is considered. Table 1: Transaction Assumptions Enter the invoice amount and factoring period used for both options. The […]

This calculator allows you to estimate whether a trucking load is profitable. It requires only 4 values: Trip Details Line Haul $ Loaded Miles Deadhead Miles Average Cost per Mile $ Loaded Rate per Mile $ 3.333 Actual Rate per Mile $ 3.030 Approx. Profit/Loss per Mile $ 0.730 Trip Profit and Loss Summary Total […]

This rate per mile calculator helps truckers and owner-operators estimate what shippers are paying on a specific lane. It uses brokered load rates, mileage, and an estimated broker markup to determine the shipper rate per mile for each direction. Use the results to compare brokered rates with potential direct-shipper pricing. For a detailed explanation, read […]

This calculator helps you estimate your break even cost per mile. It has four parts: fixed expenses, variable expenses, total monthly expenses, and cost per mile. Enter or modify the editable values, and the calculated totals will update automatically. For a detailed explanation of this calculator, read our full guide: “How to Calculate Your Cost […]